Festival & Big Event Budget Planner

Plan Diwali, a wedding, a birthday or a family trip without the money stress. Pick an event, adjust the amounts, and see how much to save each month so you can pay in cash.

1. What are you planning?

Name your plan

Shown on your plan and share image.

2. Your budget

I have a total budget Add up my costs

Total budget (₹)

Split budget across categories

Uses typical shares for this event. You can edit every amount.

Enter what each item will cost below. Your total is worked out for you.

3. Categories

Buffer for surprises (%)

Extra cushion on top of your categories. Costs often run a little higher than planned.

+ Add category

Planned vs budget

Categories total

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Buffer

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Planned total

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Left in budget

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4. Save for it, pay in cash

Months left until the event

Already saved for it (₹)

Still to save

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Save every month

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That’s about, per week

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Gentle tips

Share or print your plan

Inspire a friend to plan ahead. The image shows only your plan name and the amounts below.

Show the amount on the image

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Your plan is saved only on this device. Start over

For education only. Not financial advice. Figures are estimates based on your assumptions.

How to use the planner

1. Pick an event: Diwali or another festival, wedding, birthday party, back-to-school, family trip or your own.
2. Choose “I have a total budget” to split a fixed amount, or “Add up my costs” to build the total from each item.
3. Edit the categories. Rename them, change amounts, add or remove rows.
4. Keep a buffer for surprises. 10% is a common choice.
5. Enter the months left and what you have saved. See how much to save each month and each week.

Worked example: Diwali

Meena has a ₹40,000 Diwali budget and 3 months to go. She keeps a 10% buffer and taps “Split budget across categories”.

Sweets and food get ₹7,300, gifts ₹9,100, clothes ₹7,300 and travel to family ₹3,600. Decor, puja items and home repairs share the rest.

Her categories total ₹36,300. The buffer adds ₹3,630, so the plan is ₹39,930, just inside her budget.

She would save about ₹13,310 a month, or about ₹3,072 a week. On the day, she pays in cash with no bills afterwards.

Celebrate without debt

• Save first, then spend. Festive EMI offers make it easy to overspend on wants.
• Over budget? Ask “need or want?” for each category. Trim the wants first, like extra decor.
• Start a small monthly festival fund in a separate account, so the money is ready each year.
• Keep your emergency fund separate. Celebrations are planned costs, not emergencies.
• For a wedding, decide the guest list first. Food and venue grow with every guest.
• For back-to-school, reuse last year’s bag and bottle, and pass on books between siblings.

Questions people ask

Why add a buffer?

Costs often run a little higher than planned. A buffer means one surprise does not break the whole plan.

Can I plan a big event like a wedding?

Yes. Start a year ahead if you can. With the wedding template, a ₹10 lakh budget over 12 months works out to about ₹83,280 a month. An early start keeps the monthly amount smaller.

Is my plan saved?

Only on this device, in your browser. You can also download it as a PDF. To plan longer-term goals, use the Goal Planner, or try Budget Boss for monthly budgeting.

This content is for general education only and is not financial, investment, tax or legal advice. Please consult a qualified professional before making financial decisions.